or so. under the million dollar proposal by boehner, that's a $30,000 increase. $30,000 is not that much. but it is after tax money. 70,000 is another number. i think it will affect them somewhat. i'm more worried about their future of what they'll not be saving. even the wealthy have to worry about the future. >> so how does it impact spending and give us the ripple effects of these higher tax rates and how that ripples down. >> you're talking about $6,000 a month out of their pocket. that's $6,000 is often today going to their kids, going to gifting, and going into the market. all that will get shut off. and that's going to effect them. the savings rate on that $6,000 ten years from now, twenty years from now is what's going to support that lifestyle down the road. and they're going to live a long time. >> robert, what about the people you're speaking to? what's the expectation for spending and investing as the rates come into play?